Facility Care Daily Benefit Amount:
Select One
$50.00
$60.00
$70.00
$80.00
$90.00
$100.00
$110.00
$120.00
$130.00
$140.00
$150.00
$160.00
$170.00
$180.00
$190.00
$200.00
Facility Care Daily Benefit Amount represents the daily amount of coverage reimbursed by the insurance company for facility care. This would include nursing homes, assisted living facilities, residential care facilities and adult congregate care.
Benefit Period:
Select One
2 Years
3 Years
4 Years
5 Years
Life
Benefit Period represents the number of years your benefits will be paid from 2 years to life (unlimited).
Elimination Period:
Select One
0 Days
30 Days
60 Days
90 Days
180 Days
Elimination Period is like a deductible and represents the number of days at the beginning of your covered stay before your benefit payments actually begin. (The longer the elimination period, the lower your premium.)
Home Care Daily Benefit:
Select One
0%
50%
100%
Home Care Daily Benefit represents 0%, 50%, or 100% of the Facility Care Daily Benefit for Home Care Benefits. These benefits include skilled home health care providers, adult day care, homemaker, hospice, and personal care services.
Cost of Living Adjustment (COLA):
Select One
None
5% Simple
5% Compound
Cost of Living Adjustment (COLA) increases both your facility and home health care benefits to keep pace with the rising cost of care.
Are you a smoker? Yes
No
Health Condition:
Please describe your overall health condition here. No physical examination is required for long term care insurance. An applicant need only answer a few simple questions.
Hospitalizations:
Please describe any hospitalizations in the last 10 years.
[i.e. Reason, how long ago, results (i.e full recovery)]
Medications:
Please list any medications currently being taken.
[i.e. Name of medication, amount taken daily, how long you've been taking it, reason you're taking it]
Special Requests or Questions about Long Term Care:
You may SUBMIT this Long Term Care Insurance Quote Request when you are finished or CLEAR this form to start again.