If applying at the same time, there’s a 50% discount for the younger person under this plan. The annual premium of this joint policy is rated on the older age of the joint applicants.

Here’s an example of how the joint policy for a domestic partnership might work for you:
Assume an average daily benefit of $120.00 for lifetime coverage with a 5% simple interest cost of living increase built into the policy benefits. $120 a day may not sound like much but $43, 800 dollars per year for each partner does! $64, 700 in 10 years! $87,600 in 20 years! Your lifetime coverage would be provided after a 90-day elimination period under a Comprehensive Plan for nursing homes, alternative residential care facilities, adult day care or home care. The older you get, the more your premiums cost.

Buy now while you’re healthy and you increase the lifetime benefit for joint coverage with many more years of valuable protection. Here’s an example of the cost of waiting…

The cost today if you pay...	Annually	10 Yr. Pay
At age 50, the annual premium for both applicants is	$ 1,052.42	$ 2,717.23
If you wait for tomorrow...the cost is...	Annually	10 Yr. Pay
At age 55, the annual premium for both applicants is	$ 1,466.41	$ 3,602.79
At age 60, the annual premium for both applicants is	$ 2,054.27	$ 4,788.66
At age 65, the annual premium for both applicants is	$ 4,550.38	$ 11,064.06